Notes: It will ask for SSN because it is a bank. Account balance may take minutes or hours to reflect.

  • Click here and download the SoFi app and register. You will receive $15 JUST for downloading the app!
    • The $15 for downloading is under Rewards section via 1,500 points. You can redeem the 1,500 points for $15 in Cash to your SoFi Money account.
  • They will send you a debit card

SoFi is an online cash account and you can use the money via your mobile wallet or your physical card once it arrives! There’s no free ATM network, but SoFi reimburses many third-party ATM fees and doesn’t charge its own.