Notes: It will ask for SSN because it is a bank. Account balance may take minutes or hours to reflect.

  • Click here and download the SoFi app and register. You will receive $10 JUST for downloading the app!
    • The $10 for downloading is under Rewards section via 1,000 points. You can redeem the 1,000 points for $10 in Cash to your SoFi Money account.
  • Connect your bank or card – Linking bank is a must for deposit of $10 or it will say $50 minimum for debit card
  • Add SoFi card to your mobile wallet
  • For another $25, deposit $10 to your account (this money is still yours to withdraw!)
  • They will send you a debit card

SoFi is an online cash account and you can use the money via your mobile wallet or your physical card once it arrives! There’s no free ATM network, but SoFi reimburses many third-party ATM fees and doesn’t charge its own.